Earning vs expenses ratio bahut matter kar raha h..gao me Ghar pe rahne wala ka 30k and sahar me rent pe rahne wala ka 1 lakh I assume barabar h..
Bahut log inida me aise h jo 40k se 1 lakh Tak kamane wale bahut h..
But unka koi guarantee nahi hota h har mahina kama hi paenge itna
Aap jaha rah rahe h waha aaspas me school and health care kaisa h wo bhi bahut matter karta h aapke expenses pe..
Gurgaon mumbai me 2lakh kamane wala bhi garib feel karta h..wahi..tier 2 tier 3 cities me 1 lakh kamane wala ek tarah se raja h...