CommentGang
@phillipsrafi4623
June 7, 2026
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14:06 One way to see is 2 months emergency fund and post that you can withdraw from EFPO. But this takes away from future returns keep in mind to reinvest by VPF once the job is rescued.

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@CHIRTECHWORLD · ▲ 43 · Jun 7, 2026
Hey Ankur, I was thinking the same for weeks. Like, why is it so hard to live in India? We need to save 20–25 times our annual salary just to afford a house. School fees are getting higher day by day. If someone can’t afford to send their kids to a good university abroad, they have to make their kids join coaching to clear government exams and get into a good college. Like 15–20 lakh people give JEE, but only around 20k get in.
We don’t even have safe drinking water, the air quality is so bad, and incomes are so low. On top of that, most parents don’t plan for their retirement and think their kids will take care of them, which becomes another burden.
Do you really think people should stay in this country? Isn’t it better to leave for a better life? There are just too many problems, and our life is only around 100 years max. I don’t think all this will be solved by then. I can’t even drive my car properly because of so many potholes and road rage. My girlfriend can’t even walk alone on the road without worrying about getting harassed.
Do you genuinely think people should stay here? Ask your heart.
on THESE Personal Finance Rules DON'T Work in India! | Ankur Warikoo Hindi by Ankur Warikoo · watch on YouTube ↗